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		<title>Self Managed Super Funds - SMSF</title>
		<link><![CDATA[http://self-managedsuperfund.com.au]]></link>
		<description><![CDATA[Self Managed Super Funds - SMSF]]></description>
		<lastBuildDate><![CDATA[2021-02-24T02:04:01+00:00]]></lastBuildDate>
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			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-fund-services/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-fund-services/]]></link>
			<title>Self Managed Super Fund Services</title>
			<pubDate><![CDATA[2021-02-24T02:04:01+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/contact-us/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/contact-us/]]></link>
			<title>Contact Us</title>
			<pubDate><![CDATA[2021-02-24T01:44:27+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-funds/covid-19-providing-rental-relief-for-the-tenant-in-my-smsf-property/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-funds/covid-19-providing-rental-relief-for-the-tenant-in-my-smsf-property/]]></link>
			<title>COVID-19 – Providing rental relief for the tenant in my SMSF property</title>
			<pubDate><![CDATA[2020-04-03T00:44:31+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-funds/covid-19-accessing-your-superannuation-early/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-funds/covid-19-accessing-your-superannuation-early/]]></link>
			<title>COVID-19 – Accessing your superannuation early</title>
			<pubDate><![CDATA[2020-04-03T00:39:43+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/]]></link>
			<title>SMSF &#8211; Self Managed Superannuation Funds</title>
			<pubDate><![CDATA[2019-10-07T22:40:56+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/10-golden-rules-for-smsf-a-great-place-to-start-before-setting-up-an-smsf/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/10-golden-rules-for-smsf-a-great-place-to-start-before-setting-up-an-smsf/]]></link>
			<title>10 Golden SMSF Rules &#8211; A Great Place to Start Before Setting Up an SMSF</title>
			<pubDate><![CDATA[2019-10-04T00:54:48+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/about/smsf-specialist-advisors/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/about/smsf-specialist-advisors/]]></link>
			<title>SMSF Specialist Advisors</title>
			<pubDate><![CDATA[2019-08-19T07:17:54+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/about/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/about/]]></link>
			<title>About</title>
			<pubDate><![CDATA[2019-08-19T07:15:22+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf-tips/excess-concessional-contributions-charge/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf-tips/excess-concessional-contributions-charge/]]></link>
			<title>Excess concessional contributions charge</title>
			<pubDate><![CDATA[2018-02-15T01:09:11+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/how-will-the-first-home-super-saver-scheme-work-for-smsfs/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/how-will-the-first-home-super-saver-scheme-work-for-smsfs/]]></link>
			<title>How will the First Home Super Saver Scheme work for SMSFs?</title>
			<pubDate><![CDATA[2018-02-05T04:05:26+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/financial-planning/reversionary-tris/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/financial-planning/reversionary-tris/]]></link>
			<title>Reversionary transition to retirement income streams</title>
			<pubDate><![CDATA[2017-11-30T05:23:19+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/financial-planning/super-savings-for-women/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/financial-planning/super-savings-for-women/]]></link>
			<title>Super savings for women</title>
			<pubDate><![CDATA[2017-10-24T01:25:22+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/why-does-super-go-up-and-down/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/why-does-super-go-up-and-down/]]></link>
			<title>Why does the balance of my super fund go up and down?</title>
			<pubDate><![CDATA[2017-10-09T05:45:04+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/what-why-and-how-of-super/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/what-why-and-how-of-super/]]></link>
			<title>The ‘what, why and how’ of contributing to super</title>
			<pubDate><![CDATA[2017-09-26T02:52:15+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/pension/new-apra-guidance-for-retirement/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/pension/new-apra-guidance-for-retirement/]]></link>
			<title>New APRA guidance confirms retirement for members who reach 60 and cease one of two jobs</title>
			<pubDate><![CDATA[2017-09-13T06:43:25+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/demystifying-the-tax-treatment-of-death-benefits-paid-to-the-estate/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/demystifying-the-tax-treatment-of-death-benefits-paid-to-the-estate/]]></link>
			<title>Demystifying the tax treatment of death benefits paid to the estate</title>
			<pubDate><![CDATA[2017-08-25T00:12:33+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-fund-services/smsf-investment-advisor/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-fund-services/smsf-investment-advisor/]]></link>
			<title>SMSF Investment Advisor</title>
			<pubDate><![CDATA[2017-08-24T23:53:43+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/super-strategies-2/time-to-rethink-your-super-strategy/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/super-strategies-2/time-to-rethink-your-super-strategy/]]></link>
			<title>Time to rethink your super strategy?</title>
			<pubDate><![CDATA[2017-06-26T23:22:38+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/superannuation/superannuation-and-new-cars-are-very-similar/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/superannuation/superannuation-and-new-cars-are-very-similar/]]></link>
			<title>Superannuation and new cars are very similar!</title>
			<pubDate><![CDATA[2017-06-26T22:51:27+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/news/finalists-in-the-australian-accounting-awards-2017/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/news/finalists-in-the-australian-accounting-awards-2017/]]></link>
			<title>Finalists in the Australian Accounting Awards 2017</title>
			<pubDate><![CDATA[2017-04-12T01:29:12+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/financial-planning/the-role-of-dividends/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/financial-planning/the-role-of-dividends/]]></link>
			<title>The role of dividends</title>
			<pubDate><![CDATA[2017-04-03T06:25:46+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/superannuation/are-you-short-changing-your-employees-on-super/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/superannuation/are-you-short-changing-your-employees-on-super/]]></link>
			<title>Are you short-changing your employees on super?</title>
			<pubDate><![CDATA[2017-03-24T00:17:17+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-funds-newcastle/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-funds-newcastle/]]></link>
			<title>SMSF Newcastle</title>
			<pubDate><![CDATA[2016-12-21T05:00:45+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/super-strategies-2/the-new-ncc-rules-and-the-new-afsl-regime-a-delicate-balancing-act/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/super-strategies-2/the-new-ncc-rules-and-the-new-afsl-regime-a-delicate-balancing-act/]]></link>
			<title>The new NCC rules and the new AFSL regime: a delicate balancing act</title>
			<pubDate><![CDATA[2016-11-11T02:40:09+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/superannuation/super-in-your-40s-its-time-to-get-focused/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/superannuation/super-in-your-40s-its-time-to-get-focused/]]></link>
			<title>Super in your 40s. It’s time to get focused.</title>
			<pubDate><![CDATA[2016-11-11T02:26:07+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf-strategies/why-does-the-balance-of-my-super-fund-go-up-and-down/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf-strategies/why-does-the-balance-of-my-super-fund-go-up-and-down/]]></link>
			<title>Why does the balance of my super fund go up and down?</title>
			<pubDate><![CDATA[2016-11-11T02:24:57+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/life-can-change-in-an-instant/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/life-can-change-in-an-instant/]]></link>
			<title>Life can change in an instant</title>
			<pubDate><![CDATA[2016-11-11T02:19:00+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/superannuation/super-in-your-50s-its-time-to-push-the-pedal-down/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/superannuation/super-in-your-50s-its-time-to-push-the-pedal-down/]]></link>
			<title>Super in your 50s. It’s time to push the pedal down!</title>
			<pubDate><![CDATA[2016-11-11T01:55:07+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/superannuation/super-in-your-30s-its-important-to-squeeze-it-in/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/superannuation/super-in-your-30s-its-important-to-squeeze-it-in/]]></link>
			<title>Super in your 30s. It’s important to squeeze it in.</title>
			<pubDate><![CDATA[2016-11-11T01:43:43+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/atos-revised-view-on-lrbas-and-the-nali-risk/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/atos-revised-view-on-lrbas-and-the-nali-risk/]]></link>
			<title>ATO’s revised view on LRBAs and the NALI risk</title>
			<pubDate><![CDATA[2016-11-10T23:39:56+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf/automatically-reversionary-pensions-and-super-reform/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf/automatically-reversionary-pensions-and-super-reform/]]></link>
			<title>Automatically reversionary pensions and super reform</title>
			<pubDate><![CDATA[2016-09-15T23:46:58+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/500k-lifetime-contribution-cap-urgent-fix-needed/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/500k-lifetime-contribution-cap-urgent-fix-needed/]]></link>
			<title>$500K lifetime contribution cap — urgent fix needed!</title>
			<pubDate><![CDATA[2016-09-13T02:51:03+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf/proposed-superannuation-reforms-july-2016/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf/proposed-superannuation-reforms-july-2016/]]></link>
			<title>Proposed superannuation reforms – July 2016</title>
			<pubDate><![CDATA[2016-07-07T02:26:35+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/death-benefit-dependant-can-an-interdependency-relationship-exist-between-deceased-child-and-parent/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/death-benefit-dependant-can-an-interdependency-relationship-exist-between-deceased-child-and-parent/]]></link>
			<title>Death benefit dependant: Can an interdependency relationship exist between deceased child and parent?</title>
			<pubDate><![CDATA[2016-06-22T03:32:12+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf/the-advantages-of-conditional-membership-in-an-smsf/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf/the-advantages-of-conditional-membership-in-an-smsf/]]></link>
			<title>The advantages of conditional membership in an SMSF</title>
			<pubDate><![CDATA[2016-05-03T05:59:45+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf/ato-releases-safe-harbours-for-non-bank-smsf-limited-recourse-borrowing-arrangements/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf/ato-releases-safe-harbours-for-non-bank-smsf-limited-recourse-borrowing-arrangements/]]></link>
			<title>ATO releases safe harbours for non-bank SMSF limited recourse borrowing arrangements</title>
			<pubDate><![CDATA[2016-04-06T07:06:07+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf/traps-for-smsf-members-who-keep-money-in-a-big-fund-for-insurance/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf/traps-for-smsf-members-who-keep-money-in-a-big-fund-for-insurance/]]></link>
			<title>Traps for SMSF members who keep money in a big fund for insurance</title>
			<pubDate><![CDATA[2016-03-21T04:13:50+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf-borrowing/ato-to-act-soon-on-related-party-lrbas/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf-borrowing/ato-to-act-soon-on-related-party-lrbas/]]></link>
			<title>ATO to act soon on related party LRBAs</title>
			<pubDate><![CDATA[2016-03-15T00:35:07+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/reconsidering-incorporated-contractors/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/reconsidering-incorporated-contractors/]]></link>
			<title>Reconsidering Incorporated Contractors</title>
			<pubDate><![CDATA[2016-02-05T00:40:23+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/collectables-and-personal-use-assets-in-an-smsf/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/collectables-and-personal-use-assets-in-an-smsf/]]></link>
			<title>Collectables and personal use assets in an SMSF</title>
			<pubDate><![CDATA[2015-11-30T00:59:11+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf-legal-2/lrba-holding-trusts-receive-the-look-through-treatment/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf-legal-2/lrba-holding-trusts-receive-the-look-through-treatment/]]></link>
			<title>LRBA holding trusts receive the ‘look through’ treatment</title>
			<pubDate><![CDATA[2015-11-15T22:13:56+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/setting-up-a-self-managed-super-fund/trust-deed/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/setting-up-a-self-managed-super-fund/trust-deed/]]></link>
			<title>SMSF Trust Deed</title>
			<pubDate><![CDATA[2015-10-15T23:06:04+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/smsfs-investing-in-unit-trusts/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/smsfs-investing-in-unit-trusts/]]></link>
			<title>SMSFs investing in unit trusts</title>
			<pubDate><![CDATA[2015-10-15T21:47:37+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/amendments-to-the-superannuation-guarantee-charge/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/amendments-to-the-superannuation-guarantee-charge/]]></link>
			<title>Amendments to the superannuation guarantee charge</title>
			<pubDate><![CDATA[2015-09-29T05:10:09+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/a-new-federal-court-case-on-civil-penalties/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/a-new-federal-court-case-on-civil-penalties/]]></link>
			<title>A new Federal Court case on civil penalties</title>
			<pubDate><![CDATA[2015-09-28T03:29:46+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/qrops-update-as-another-smsf-joins-the-rops-list/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super/qrops-update-as-another-smsf-joins-the-rops-list/]]></link>
			<title>QROPS update as another SMSF joins the ROPS list</title>
			<pubDate><![CDATA[2015-09-28T02:59:02+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf-succession-planning/the-most-important-case-ever-in-smsf-succession-planning/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf-succession-planning/the-most-important-case-ever-in-smsf-succession-planning/]]></link>
			<title>The most important case ever in SMSF succession planning</title>
			<pubDate><![CDATA[2015-07-31T18:14:50+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/smsf-strategies/more-reasons-to-have-your-own-smsf/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/smsf-strategies/more-reasons-to-have-your-own-smsf/]]></link>
			<title>More Reasons To Have Your Own SMSF</title>
			<pubDate><![CDATA[2015-07-29T09:59:10+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-fund-tips/new-regulations-for-smsf-investments/]]></guid>
			<link><![CDATA[http://self-managedsuperfund.com.au/self-managed-super-fund-tips/new-regulations-for-smsf-investments/]]></link>
			<title>New SMSF Regulations for SMSF Investments</title>
			<pubDate><![CDATA[2015-07-24T10:22:41+00:00]]></pubDate>
		</item>
		<item>
			<guid><![CDATA[http://self-managedsuperfund.com.au/financial-planning/review-your-finances-regularly/]]></guid>
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			<title>Review Your Finances Regularly</title>
			<pubDate><![CDATA[2015-07-24T10:06:36+00:00]]></pubDate>
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