What Do Our Services Include?
Do you have lots of questions about your financial situation and don’t really know who to ask? Leenane Templeton The Self Managed Super Specialists Pty Ltd are here to help you. We will listen to your questions and give you the correct answer – even if it’s not really the one you want to hear. We are here to help you achieve your life’s aims and as your life changes we’ll help you plan to meet those changed circumstances.

Strategic Advice By SMSF Specialists

• We identify opportunities for you to make the most of your self managed super fund
• Our award winning experts share their expertise and knowledge of taxation and superannuation with you
• We give you advice on the most appropriate investments for you to meet your needs and make recommendations to ensure optimum performance for your fund*
• Access to technical advice
• We totally manage your investment portfolio for you – daily*
• You have 24/7 online access to all your fund details so you are always informed
• Telephone advice by SMSF Investment Advisor, experts during normal business hours
• Your personal circumstances are reviewed in an annual meeting
• Your self managed super fund is reviewed in an annual meeting
• We tailor our services to meet your needs
• Estate Planning*
• Succession Planning
• Caring, personalised SMSF advice

Engaging a financial advisor* for Self-Managed Superannuation Fund (SMSF) investments is a critical decision for Australian business owners and individuals. The complexity of managing an SMSF requires a comprehensive understanding of the financial market, tax implications, and legal compliance. Here are key reasons why a financial advisor is indispensable for SMSF investments:

1. Expertise in Investment Strategies: Financial advisors* possess specialised knowledge in various investment options suitable for SMSFs. They can provide guidance on diversifying your investment portfolio, including shares, property, and fixed income assets, to optimize returns while managing risks.
2. Compliance and Regulatory Guidance: SMSFs are subject to strict regulatory requirements. A financial advisor* ensures your fund complies with the Superannuation Industry (Supervision) Act 1993 and other relevant legislation. Non-compliance can result in significant penalties.
3. Tax Efficiency: SMSFs offer unique tax advantages, but navigating the tax landscape can be complex. Financial advisors can help structure your investments to maximize tax efficiency, particularly in regards to contributions and pension phase.
4. Personalised Advice: Every investor’s situation is unique. A financial advisor* can provide tailored advice based on your personal financial goals, risk tolerance, and retirement plans, ensuring your SMSF strategy aligns with your overall financial plan.
5. Estate Planning: SMSFs can be an effective tool for estate planning. Financial advisors can assist in structuring your fund to ensure your wealth is distributed according to your wishes while optimising tax implications for beneficiaries.
6. Ongoing Management and Review: The financial market is dynamic. A financial advisor can provide ongoing management and regular reviews of your SMSF portfolio to respond to market changes and adjust your strategy as needed.
7. Access to Resources and Tools: Financial advisors often have access to sophisticated investment tools and market research that individual investors may not. This access can provide a competitive edge in making informed investment decisions.
8. Peace of Mind: Perhaps most importantly, having a financial advisor gives you peace of mind. Knowing that a professional is overseeing your SMSF investments can alleviate the stress and time commitment of managing it yourself.

In summary, while it is possible to manage an SMSF independently, the complexities and demands of effective fund management make the expertise of a financial advisor invaluable. Their guidance can lead to better financial outcomes and ensure that your SMSF operates within the legal and regulatory framework, aligning with your long-term retirement goals.

*Leenane Templeton Wealth Management Pty Ltd is a Corporate Authorised Representative of LT Advice Pty Ltd ABN 21 637 033 286 | Australian Financial Licensee 523026. Also see our Financial Planning Website