The Two Compared Fixed income investments have returned to popularity on the back of recent market turmoil. So what is the difference between bond fund and term deposit? The... read more →
• The Federal Opposition has introduced a private member’s Bill — the Abolition of Age Limit on Payment of the Superannuation Guarantee Charge Bill 2011 — into the House of Representatives... read more →
Quality shares (and managed share funds) are expected to generate higher returns than most other asset classes over the long term. The return from quality shares comprises a growing income... read more →
Super System Review - Government's Response On the 16th December 2010, The Federal Government announced its response to the Super System Review (also known as the Cooper Review) on 16... read more →
A. Australian Share Market This article is a partial summary of an article published in Issue #536 of IFA Magazine, January 2011. "The second year after a major... read more →
Most of the information we use in discussing longevity comes from actuarial life span projection tables which are commonly used by life insurance companies in determining costs for particular policies.... read more →
Regular reviews of your financial plan are important steps to optimising your financial security. Dealing with changes The financial world is always changing. Political, economic, legislative and social factors will... read more →
The 60% or the 40%? Statistics show that approximately 60% of Australians do not have wills, and of the 40% who do, over 60% are either out of date or... read more →
Given the recent volatility in sharemarkets, you may be thinking about withdrawing your money from your fund. But before you do, it’s important to evaluate the consequences. Whether you... read more →
The Superannuation Complaints Tribunal's latest annual report shows that more than half of the complaints they received for the 2010-11 year involved administration issues. Additionally, 33% involved the distribution of... read more →
All investments have some form of risk associated with them i.e. they all expose you to the chance you could lose money (either notionally or permanently). This article discusses seven... read more →
The Pyramids at Giza in Egypt have stood for more than 4500 years. They have stood the tests of time because the base foundation structure and each layer above... read more →
Over the past decade investors have endured a number of ups and downs, with negative returns becoming common. Starting with the falls in technology stocks, economic slowdowns and then... read more →
Australia has indeed been the lucky country when it comes to natural resources, not just iron ore and coal, we also have some of the best beaches in the world... read more →
Even though interest rates have started to climb, we are still experiencing a market with historically low interest rates and given this, many clients regularly ask us if they should... read more →
Australian Retirement System No Longer 2nd Place in World According to the Mercer Global Pension Index 2010, Australia has fallen from second to fourth place in the world’s most efficient... read more →
FAMILY SUPERANNUATION FUND There are more than 420,000 self-managed superannuation funds (SMSF) or “DIY” super funds operating in Australia controlling over $375 billion in assets and this number of self... read more →